Terms and Conditions

1. About the Service

Bitcoin provides AI-driven data analysis and decision-support tools intended to help users evaluate long-term financial planning scenarios. The Service is offered for general informational purposes only and does not constitute financial, legal, tax, or investment advice. Any outputs, projections, or recommendations generated through the Service should be independently verified before being relied upon.

2. Eligibility

By using the Service, you represent that you are at least eighteen (18) years of age, or the age of legal majority in your jurisdiction, and that you have the legal capacity to enter into these Terms. If you are using the Service on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.

3. Account Registration

Certain features of the Service may require you to create an account. You agree to provide accurate, current, and complete information during registration and to keep this information up to date. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You must notify us promptly of any unauthorized use of your account.

4. Acceptable Use

You agree not to use the Service to:

• — Violate any applicable law, regulation, or third-party right;
• — Upload or transmit malicious code, or attempt to interfere with the operation or security of the Service;
• — Reverse engineer, decompile, or attempt to extract the underlying source code or models of the Service;
• — Use automated means to scrape, harvest, or collect data from the Service without prior written consent;
• — Misrepresent your identity or affiliation, or impersonate any person or entity;
• — Resell, sublicense, or redistribute the Service without express written permission.

5. Subscriptions, Fees, and Billing

Certain features of the Service may be offered on a paid subscription or one-time payment basis. Where applicable, pricing, billing frequency, and renewal terms will be presented at the point of purchase. Unless otherwise stated, fees are non-refundable except as required by applicable law. We reserve the right to modify pricing with reasonable advance notice to existing subscribers.

6. Intellectual Property

All content, design elements, software, text, graphics, and other materials associated with the Service, excluding user-submitted data, are the property of Bitcoin or its licensors and are protected by applicable intellectual property laws. Nothing in these Terms grants you any ownership rights in the Service; you receive only a limited, non-exclusive, non-transferable, revocable license to use the Service in accordance with these Terms.

7. User Content and Data

You retain ownership of any data, documents, or information you submit to the Service ("User Content"). By submitting User Content, you grant Bitcoin a limited license to process that content solely for the purpose of providing and improving the Service. You are responsible for ensuring you have the necessary rights to submit any User Content and that it does not infringe upon third-party rights.

8. No Professional Advice Disclaimer

The Service is designed as a decision-support and informational tool. It does not replace consultation with a licensed financial advisor, attorney, tax professional, or other qualified expert. Outputs generated by the Service, including any AI-driven analysis, projections, or scenario modeling, are provided "as is" and should not be treated as a guarantee of any particular outcome. You are solely responsible for decisions made based on information obtained through the Service.

9. Disclaimers of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express, implied, or statutory, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Bitcoin does not warrant that the Service will be uninterrupted, error-free, or entirely secure, or that any results obtained through the Service will be accurate or reliable.

10. Limitation of Liability

To the fullest extent permitted by applicable law, Bitcoin and its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill, arising out of or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages. In no event shall the aggregate liability of Bitcoin exceed the amount paid by you, if any, for access to the Service during the twelve (12) months preceding the claim.

11. Indemnification

You agree to indemnify, defend, and hold harmless Bitcoin and its affiliates from any claims, damages, liabilities, costs, or expenses (including reasonable legal fees) arising from your use of the Service, your violation of these Terms, or your infringement of any third-party rights.

12. Termination

We reserve the right to suspend or terminate your access to the Service at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, third parties, or the Service itself. You may discontinue use of the Service at any time. Provisions of these Terms that by their nature should survive termination will continue to apply.

13. Modifications to the Service and Terms

We may update, modify, or discontinue any part of the Service at our discretion, with or without notice. We may also revise these Terms from time to time. Material changes will be indicated by updating the "last updated" date below. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

14. Third-Party Links and Services

The Service may contain links to third-party websites or services that are not owned or controlled by Bitcoin. We are not responsible for the content, privacy policies, or practices of any third-party sites or services. Your use of any third-party service is at your own risk and subject to that party's own terms.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Bitcoin operates, without regard to conflict-of-law principles. This section is a general placeholder and should be finalized to reflect the specific jurisdiction relevant to your operations.

16. Dispute Resolution

In the event of a dispute arising from these Terms or your use of the Service, both parties agree to first attempt to resolve the matter informally by contacting Bitcoin directly. If a resolution cannot be reached informally, either party may pursue any remedy available under applicable law.

17. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

18. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Bitcoin regarding your use of the Service and supersede any prior agreements or understandings, whether written or oral.

19. Contact

Questions regarding these Terms should be directed to Bitcoin through the contact channels provided on our Contact page.